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A financial workflow to know your data and numbers at any given time


Money management is not taught. I have such a heart for this. I teach small businesses how to make decisions based on financial data, and I show households how to run their homes like a business. I'm here to break down concepts that perhaps seem overwhelming and make them simple. I'm here to teach and empower you to be the strong CEO of your life or business.

From a young age, I've had a love of numbers, balance, and just making decisions on data. I've taken so many risks, but they've always been calculated. 

I've built online retail companies that have seen 7-figure sales within a year. I have also built and sold companies for 7 figures. I have also, in the same breath, down-throttled companies in economic turns, shut down projects due to margins to justify action, and have had to stay very dialed in the proforma to ride waves of dryness to make it. 

From a personal perspective, I didn't start running my home like my business until my early thirties. I found myself a single mom and the head household. Owning a home, always doing projects for that home, being an entrepreneur of multiple companies, and being head of household was a new weight I had to learn to carry.  I could continue forging a path for myself and my kids by knowing my numbers. Driving us to a place of freedom.

Knowing your numbers and making decisions toward a financially free future is how it is done, and I know what it is like personally to feel the drive and pressure and I want to teach and empower you! 

Offering both online courses and in-person. Guaranteeing this knowledge will change your life.
*Kristy does use Quickbooks Online to run her home and business books, but she will show other concepts. Quickbooks Online enables her automate. 


The Online Courses: Home, Business, + Both

Home Financial Course



  • 3 Modules (plus 1 BONUS Module) + worksheets
  • Learn about credit, budgeting, home accounting, & debt
  • 30-day money-back guarantee
  • Payment options
  • Stop living paycheck to paycheck + pay down debt

Business Financial Course



  • 8 Modules (plus 1 BONUS Module)¬†+ worksheets
  • 5 FREE Business Templates ($249 Value)¬†
  • 30-day money-back guarantee
  • Payment options
  • Learn¬†about bookkeeping, budgeting, calculating growth, using your data, and so much more

Home + Business Course Bundle



  • 11 Modules (plus 2 BONUS Modules)¬†+ worksheets
  • 5 FREE Business Templates¬†($249 Value)¬†
  • 30-day money-back guarantee¬†
  • Payment options
  • Master your finances in¬†every¬†aspect of your life by learning everything in our home and business finance courses, all-in-one bundle course!
Ready to get started? Take the online course at your own pace.
Learn how to START making calculated decisions now! 

This course is for you if:

  • If you can't pull a P&L (profit and loss) at any given time.
  • If you don't have a system for organizing your finances.
  • If you don't know your margins and numbers. Are you just working and working, or taking a job without knowing the numbers?
  • If you don't know how to read and use the five basic financial documents (Balance Sheet, Proforma, Startup Costs, Marketing Budetm Cost Benefit Analysis).
  • If you want to take calculated steps in your business/life toward growth and freedom.¬†
  • If you have debt and you are tired of stressing or not knowing how to drive yourself out.
  • If you don't have budgets and are just living paycheck to paycheck or have credit card debt.

FREE STARTup Cost Template

Let's Get You STARTed

Do something more than once and create a template for it! I have a love of Excel, and I am big on making calculated decisions. You do that by knowing your numbers and your data.  This is an essential simple document I use as a STARTing point for company projects, startups, builds, and even home projects. I primarily use it in Google Drive to create collaborative documents to work with others. You just upload it to use in Google Drive.  Below is an Excel file for you to use as a starting point in Excel or to upload to Google Drive. 

Learn How to Think Like a CEO

Increase Your Profits

Pay Down Debt

Make Calculated Decisions 

Find Financial Freedom


Kristy Gayton


What qualifies me?

I love business. How the interworkings all work together and how a simple idea with enough heart can turn into your life. It's like a game…and if you play it right, you can scale up and gain freedom via your profits. But you have to understand the moving parts and be informed in order to make the right decisions. You CAN do what you love and are called to do through providing a service or product for others, while at the same time having a comfortable lifestyle. I believe my life, journey, and gifts are meant to help others find that freedom through organized efforts and operations.

I have sold multiple entities in various categories and still actively run four companies. I have also sold companies for face value, launched ideas that didn't work, and lost thousands. All part of the journey and plan. But I can speak about scaling companies to seven figures in one year, and I also can speak about seeing and deciding when it is time to let go.

I LOVE the idea that at the drop of a hat, we can take control of our lives, create change, and take control of our schedule and our destiny by creating our own businesses. Business ownership though is not for the faint of heart. It takes understanding, organization, and focused efforts to make it. 45% of businesses fail in the first five years, and I believe many leave so much money on the table by not running their marketing or operations efficiently. A big piece is not understanding their numbers and profits and where to put their efforts, and that is where I know I can help!

I am at a place in my life where I know my many years of varied experience are meant to be utilized to help others succeed. You don’t know what you don’t know, and I can guarantee that by being part of theSTARTapproach, I will help you make the right decisions, and save you time and money. We have designed a program to help you START and APPROACH your business like you never have before!


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